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  • Video #22 - Mississippi Ad Valorem Taxes: Why You May Pay More for Your House and Less for Your Car
    • 1/16/26

    Video #22 - Mississippi Ad Valorem Taxes: Why You May Pay More for Your House and Less for Your Car

    In this episode, Ryan Earley delves into the intricacies of property and vehicle taxes in Mississippi, explaining why property taxes might rise while car taxes could decrease. He provides actionable insights for PERS members to manage their finances effectively, including understanding ad valorem taxes, the impact of vehicle depreciation, and the importance of challenging property reassessments. Tune in to learn how to safeguard your hard-earned money and prepare for future tax changes.

  • Video #21 - You’re Paying Less for Groceries, but More at the Pump—Here's the Math in 2026
    • 1/15/26

    Video #21 - You’re Paying Less for Groceries, but More at the Pump—Here's the Math in 2026

    Ryan Earley explores Mississippi’s 2026 tax shift: a grocery tax cut from 7% to 5% and a gas tax hike from 18¢ to 21¢ per gallon. While households save on staples, rising fuel costs create a financial tug-of-war. Specifically tailored for PERS members, this episode breaks down the math for a $100k household to answer the big question: Are you actually better off in 2026? Learn strategic action items to maximize your savings and offset the new expenses at the pump.

  • Video #20 - Mississippi State Income Tax Vanishing Act: What’s Left to Pay for PERS Members? (2026)
    • 1/14/26

    Video #20 - Mississippi State Income Tax Vanishing Act: What’s Left to Pay for PERS Members? (2026)

    In this conversation, Ryan Earley discusses Mississippi's ongoing efforts to eliminate the state income tax, the implications for retirees, and strategic tax planning opportunities for PERS members. He outlines the current tax structure, future projections, and actionable steps individuals can take to optimize their tax situation as rates decline.

  • Video #19 - New Above the Line Deductions: 2025-2026 Federal Tax Guide for Mississippi PERS Members
    • 1/13/26

    Video #19 - New Above the Line Deductions: 2025-2026 Federal Tax Guide for Mississippi PERS Members

    In this conversation, Ryan Earley discusses significant changes to federal income tax laws for 2025 and 2026, particularly focusing on the One Big Beautiful Bill Act. He highlights new deductions, including an increased standard deduction, SALT cap relief, and new above-the-line deductions. The conversation also addresses future changes regarding student loans and provides actionable advice for taxpayers to optimize their tax situations.