Frequently Asked Questions

  • Yes, as a fee-only financial planner, I work under a fiduciary standard that requires me to put your interests before those of my own at all times.

  • We currently offer:

    1. Comprehensive financial planning

    2. Individual income tax preparation

    3. Hourly PERS one-on-one coaching (limited availability)

  • We offer flexible pricing based on service provided and complexity. After our initial conversation, I’ll provide a simple, transparent fee:

    • Coaching fees start at $200/hour

    • Planning fees start at $3,000/plan

    • Ongoing support fees start at $300/month (optional)

    • Plan updates and tax preparation fees start at $1,200/year (optional)

  • We work best with active and retired Mississippi PERS members and their spouses that currently reside in Mississippi. Although PERS couples are our ideal partners, both spouses do not need to be PERS members to work with us.

    Personnel currently or formerly employed by State Universities, Community Colleges, School Districts, and State Agencies are all encouraged to work with us.

    We do not work with those residing outside Mississippi, those with businesses (other than side hustles), and those with net worths greater than $10M (single) or $20M (married).

  • No, we will work with anyone that values what we do, the way we do it, and the peace of mind our work provides.

  • We have access to office space in Ocean Springs, MS and can meet virtually from our dedicated home office.

    The choice is yours!

    • I know and have lived your world

      • I’m a vested PERS member and former PERS Employer Authorized Representative.

    • You always work directly with me

      • I intentionally limit the number of comprehensive financial planning and tax preparation clients I work with to 30 per year.

    • We charge transparent, flat fees

      • No commissions, no percentage of assets, no hidden charges.

    • We offer comprehensive financial planning & tax preparation

      • Our practice is built around lifestyle-efficient happiness, tax-efficient income, asset-efficient wealth, insurance-efficient security, and probate-efficient estates.

    • We lead and give back with education

      • Our goal is to educate and empower every Mississippi public employee to make better financial decisions regardless of socioeconomic status.

      • We carry out that mission through our Videos and Blog, both of which provide educational content available to anyone, anywhere, anytime at no cost.

  • Simply schedule an introduction here.

    During the introduction I’ll ask you to share why you are looking for a financial planner now and your experience with any previous financial professional.

    I’ll then share whether I can help, the services I recommend, the outcomes you can expect, and what the next step would be to move forward.

    If I don’t think we would be a good fit for your needs, I’ll help you find other skilled, fiduciary financial professionals.

    I’ll also answer any questions you have along the way.