In this video Ryan Earley explains how Mississippi public employees with out-of-state 401(a) plans can unlock hidden retirement leverage. He breaks down five strategic options, including rollovers, annuities, and service credit purchases, so you can maximize taxes, benefits, and long-term income.

In this video, Ryan Earley explains what Mississippi PERS retirees can do with leftover 529 savings after college, including tax-free qualified withdrawals, non-qualified distributions, keeping funds for heirs, or rolling money into a Roth IRA under strict Secure 2.0 rules. He breaks down the tax impact, key deadlines, and real retirement scenarios so viewers can choose the smartest option before taxes or penalties reduce the account balance.

In this video, Ryan Earley explains how Mississippi PERS retirees can use a health savings account strategically in retirement. He covers tax-free growth, spouse vs. non-spouse beneficiary rules, qualified medical withdrawals, Medicare premiums, and real-life examples to help viewers avoid costly tax mistakes and preserve more of their HSA savings.

In this video, Ryan Earley breaks down what to do with a taxable brokerage account at retirement, comparing the tax and legacy benefits of keeping it invested versus withdrawing for income. He explains key IRS and Mississippi rules, plus how brokerage income can affect ACA credits, Medicare premiums, and Social Security taxes.

In this video, Ryan Earley explains the key Roth IRA decisions Mississippi PERS retirees face at retirement, including tax-free growth, withdrawal rules, penalties, and legacy planning. Through real-world case studies, he shows how to protect benefits, avoid costly mistakes, and make smarter retirement choices.

In this video, Ryan Earley breaks down the four main choices for a traditional IRA at retirement: leave it, withdraw from it, roll it over or convert to Roth, or use it to buy PERS service credit. He explains the tax rules, penalties, RMDs, and real-world scenarios so PERS members can make smarter, more confident retirement decisions.

In this video, Ryan Earley explains the four main options for a company 401(k) at retirement: leave it in the plan, take distributions, roll it over, or use it to buy PERS service credit. He breaks down the tax rules, penalties, pros and cons, and real-life retirement examples so PERS members can make smarter, more confident decisions.

In this video, Ryan Earley explores four major options for PERS retirees with their Mississippi Deferred Comp 457(b) plan. He discusses plan rules, tax implications, and provides three case studies to illustrate different strategies. The video aims to help PERS members make informed decisions about their retirement accounts, ensuring they maximize benefits and avoid penalties.

In this video, Ryan Earley, a financial planner and host of the PERS Pro YouTube channel, explores the five major options for PERS retirees with their 403(b) plans. He discusses the pros and cons, taxes, and penalties of each option, and provides five case studies to illustrate real-world applications. This comprehensive guide aims to help PERS members make informed decisions as they approach retirement.